Dutch consumers leave hundreds of millions unclaimed every year
Your AI Money Advocate.
The AI that finds, recovers and protects your money. It reads the mailbox you already have, proves every claim against the email that carries it, and never sends a word without your approval.
See how it works →First scan is free. No card. Nothing back, nothing owed.
Most people never claim what they're owed because finding it is work and proving it is worse. Pennny does both, then asks.
Gmail or Outlook, read-only. Pennny sweeps 24 months of history once, free. Raw emails are never stored — only the few snippets that prove a claim. One tap disconnects it, your access tokens are wiped immediately, and nothing is scanned again.
Every opportunity shows the amount, the emails it's built on, and the article of Dutch or EU law it rests on. Anything we can't prove, we don't show you.
Read the letter, change anything, then approve. It goes from your own mailbox. Reminders, replies and escalation all come back to you for a fresh yes.
What "scan my inbox" actually means
You connect Gmail or Outlook. Pennny reads two years of your mail looking for six things: delay notices from airlines and railways, charges that appear twice, charges that continued after you cancelled, subscriptions that started from a free trial, receipts for things that broke inside their guarantee, and the confirmations that prove each one. It reads. It never sends, never spends, never changes a thing in your mailbox — and you can cut the connection at any moment.
Each one backed by a specific article of law, a deadline, and the evidence sitting in your inbox.
Three hours late or more and the airline owes you a fixed amount under EU 261 — plus NS trains over an hour and delayed baggage.
up to € 600The same amount taken twice, or money taken that was never owed. Recoverable under BW 6:203 for up to five years.
whatever they tookYou cancelled, they kept billing. The confirmation email in your inbox is the whole case.
every euro sinceA trial that quietly converted, a service nobody uses. Cancel it and claim back what shouldn't have been taken.
per month, backdatedTwo years of legal guarantee on anything you buy in the EU — repair, replacement or your money back.
repair, replace or refundIf we sweep your mailbox and find nothing we can prove, we tell you that. We'd rather say nothing than invent a claim that fails.
The rule the whole product is built on
Pennny drafts. You read it, change it, approve it. Then it leaves from your own mailbox and the company replies to you — never to us. Every reminder and every reply needs its own fresh yes.
We fingerprint exactly what you approved and compare it to what goes out. One character different and it does not send.
The money goes straight from the company to your own account. We invoice for our share afterwards — and only ever on money you actually received.
A real recovery, drawn to scale
Not as a gesture — a fee is a share of a recovery, and a claim that recovers nothing has nothing to share. No result, no invoice.
Three lines, and there is no fourth. No setup fee, no per-claim fee, nothing on a loss, and no charge for your first deep scan.
One full sweep of your mail history. Claim on no-cure-no-pay.
Or € 99,50 a year — twelve months for the price of ten.
Only ever on money that actually reaches you.
Premium buys monitoring, alerts and support. It does not buy a discount on the thing the product actually does — that stays 30% for everyone.
Smart, fast, accurate. It reads two years of mail in about a minute.
No fees upfront. Just results — 30% only when money actually reaches you.
Read-only access, evidence snippets only, and one tap to disconnect.
Built for real people, not just data. You approve every single word.
Freedom for everyone, everywhere. Amsterdam first, then onward.
One free sweep of your mail history. It takes about a minute, and it costs nothing to find out.